Insurance Adjuster

Holland Code:

Organize

The best we can do is size up the chances, calculate the risks involved, estimate our ability to deal with them, and then make our plans with confidence.

Henry Ford

In A Nutshell

I assess damage to crops, livestock, buildings, and equipment caused by things like storms, pests, fire, or disease.

I investigate insurance claims by collecting evidence, taking photos, and speaking with people to figure out what happened.

I help people who work in agriculture such as farmers, ranchers and agribusiness owners recover from losses by deciding how much their insurance should pay.

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Potential Salary Range

$68,000 Annually

Which provinces would this job be in?

Alberta

British Columbia

Manitoba

New Brunswick

Newfoundland & Labrador

Nova Scotia

Nunavut

NWT

Northwest Territories

Ontario

PEI

Prince Edward Island

Quebec

Saskwatchewan

Yukon Territories

My work environment is always changing, which keeps things interesting. Some days, I’m in the office taking calls, reviewing reports, and working with numbers. Other days, I’m out in the field visiting farms, ranches, or rural properties to assess damage and gather details for a claim. No two days are the same.

Workplace

Indoor

Job Requirements & Duties

Assess damage to agricultural property, including crops, livestock, equipment, and buildings
Review evidence such as photographs, reports, and witness statements to determine what caused the loss
Prepare detailed written reports that clearly explain findings and decisions
Research the cost of repairs or replacements for agricultural assets
Analyze insurance policies and customer files to calculate fair claim settlements
Communicate claim outcomes and compensation amounts to clients in a professional and understandable way
Work with other professionals such as contractors, adjusters, and ag specialists to verify claims
Ensure all claims follow insurance policy guidelines and industry regulations

Education & Training

A university degree in finance or another business-related field is required.

Job Outlook

The demand for this job is lower than average, so there may be some competition for positions. However, having knowledge of agriculture and rural communities can give you a strong advantage and help you stand out to employers.

Related School Subjects

Math

Social Studies

Career Education

What words come to mind when thinking about this career?

Money Insurance Repairs

Important Skills

Customer Service

I work with people in agriculture such as farmers, ranchers, and others. I act with compassion and make sure they know I am really listening and care about what they are saying.

Money Management

In insurance, I handle large amounts of money. It is important that I feel comfortable working with money and understand how finances work.

Detail-Oriented

When someone submits a claim, it is my job to carefully review all the details to find out exactly what happened. This helps make sure they receive the right amount of money they deserve.

Written Communications

I take detailed notes and write thorough reports to keep accurate records for every client. Being good at written communication is very important in my work.

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The Best Things About This Job Are…

Pays Well

Helps Others

Flexible Work Environment

Problem Solving

Continuous Learning

Has Business Perks

References

Claims Adjuster Job Description. (2020).

Claims Adjuster Job Description. (2019).

What do Insurance Adjusters and Investigators Do (Including their Typical Day at Work). (No Date).

Disclaimer

All career information has been gathered from a variety of sources and compiled to provide a general idea as to what each career could entail. Agriculture in the Classroom Canada is committed to doing our best to ensure the information is current and reliable. However, we will not be liable for the accuracy of the information. Please contact us if you notice errors or would like to provide feedback.